Business Details
12 Years
experience
Your Trusted Mortgage Partner in Lake Forest, CA
At AdvantageFirst Lending, we pride ourselves on delivering exceptional mortgage services tailored to meet the unique needs of our clients. Since 2014, our team has been committed to educating clients throughout the loan process, ensuring transparency and clarity in every transaction. With an A+ rating from the Better Business Bureau and over $2 billion in loans funded, we have established a reputation for reliability and excellence. Our dedicated professionals bring decades of combined experience, offering personalized guidance for home purchases, refinancing, and equity solutions. We prioritize client satisfaction, emphasizing clear communication and timely execution to ensure a seamless experience.Our commitment to integrity and customer-centric values has allowed us to grow into a trusted name in the mortgage industry. We specialize in a wide range of loan products, including conventional, FHA, VA, jumbo, and reverse mortgages, catering to diverse financial situations. Our streamlined processes enable clients to secure funding in as little as 21 days, reflecting our dedication to efficiency. Headquartered in Lake Forest, California, we serve clients across multiple states, combining local expertise with national reach. Our mission is to empower homeownership and financial stability through innovative solutions and unwavering support.
Services
Home Purchase Loans
Refinance Loans
Home Equity Loans
FHA Loans
VA Loans
30 Year Fixed Rate Mortgage
15 Year Fixed Mortgage
Adjustable Rate Mortgage
Reverse Mortgages
Jumbo Loans
Details
- Year established: 2014
Highlights and features
- We offer over a decade of experience in mortgage lending.
- Our team provides A+ BBB-accredited service with integrity.
- We fund loans in as little as 21 days.
- We specialize in tailored solutions for diverse financial needs.
- Our client education approach ensures informed decision-making.
Associations and certifications
- BBB
What people say
Low Rate LifetimePromise
Fast funding process
A+ Accredited BBB
$2B+ Loans Funded
Expert team
Services
Home Purchase Loans
We provide tailored home purchase loans with competitive rates and flexible terms to suit first-time buyers, move-up buyers, and investors. Our team guides clients through every step, from pre-approval to closing, ensuring a smooth transaction. With expertise in conventional, FHA, and VA loans, we help clients secure financing that aligns with their financial goals and lifestyle needs.
Refinance Loans
Our refinance solutions help homeowners lower monthly payments, reduce interest rates, or access equity for major expenses. We evaluate your current mortgage to identify opportunities for savings or financial improvement. With streamlined processes and expert advice, we ensure a hassle-free refinance experience tailored to your objectives.
Home Equity Loans
We offer home equity loans and lines of credit to help clients leverage their property's value for debt consolidation, renovations, or major purchases. Our advisors explain options clearly, ensuring you understand terms and repayment. These loans provide flexible access to funds with competitive rates and personalized terms.
FHA Loans
Our FHA loan programs cater to buyers with lower credit scores or limited down payments, offering accessible homeownership opportunities. We explain eligibility requirements and assist with documentation to simplify the process. These loans feature low down payments and flexible underwriting to support diverse financial situations.
VA Loans
We specialize in VA loans for veterans and active-duty personnel, providing zero-down payment options and favorable terms. Our team understands military service members' unique needs and ensures a smooth, respectful application process. These loans offer competitive rates with no private mortgage insurance required.
People
Kurt Cymerint
Owner, CEO
Kurt Cymerint founded AdvantageFirst Lending in 2014 after 10 years of experience at top mortgage firms. He has built a team of over 100 employees, emphasizing client-first values and industry expertise. Kurt's leadership focuses on integrity and long-term client relationships.
Cherise MacPherson
Chief Financial Officer
Cherise MacPherson brings 20+ years of mortgage industry experience in accounting and compliance. She prioritizes client financial goals and fosters a supportive workplace culture. Cherise also champions community charitable initiatives through company programs.
Tommy Feldner
Senior Vice President of Sales
Tommy Feldner transitioned from retail leadership to mortgage sales, leveraging relationship-building skills to tailor loan solutions. He emphasizes client empathy and was previously ranked #1 district manager nationally in customer experience.
Jeff Ravenstine
Chief Risk Officer
Jeff Ravenstine specializes in underwriting and credit risk with experience managing teams at major banks. He focuses on customer satisfaction through clear explanations of loan decisions and risk management strategies.
Sam Perle
SVP Business Strategy
Sam Perle uses 15 years of mortgage industry experience to drive business strategy and operational improvements. He focuses on technology innovations that enhance client experiences while maintaining family-oriented values in professional life.
Questions
What types of mortgage loans do you offer?
We offer a variety of loans including conventional, FHA, VA, jumbo, reverse mortgages, and adjustable-rate mortgages tailored to your needs.
How can I refinance my home?
Our refinance options help lower payments, access equity, or adjust loan terms with personalized guidance from our experts.
Can I use home equity for debt consolidation?
Yes, our equity loans allow you to consolidate high-interest debt and secure better financial stability.
How long does the mortgage process take?
We streamline the process to fund loans in as little as 21 days with efficient approvals and clear communication.
Are there first-time homebuyer programs available?
Yes, we offer specialized programs and education to help first-time buyers achieve homeownership with confidence.
Do you offer online mortgage applications?
Yes, our 100% online application process makes starting your loan journey fast and convenient.
