Business Details
21 Years
experience
Your Trusted Mortgage Broker in Irvine, CA
1st Nationwide Mortgage has been dedicated to helping clients achieve their home financing goals for over 15 years. Our team of experienced loan originators leverages expertise from thousands of successful loan transactions to deliver seamless mortgage solutions. We specialize in connecting homeowners, homebuyers, realtors, and builders with tailored loan programs across 15+ states. Our commitment to excellence is demonstrated through our extensive network of lending partners and localized professional expertise.Licensed in key markets including California, Arizona, Texas, and Florida, we provide accessible mortgage options for diverse financial situations. By combining personalized service with competitive loan products, we strive to make the home financing process straightforward and stress-free for every client.
Services
Purchase Loans
Refinance Loans
FHA Loans
VA Loans
Jumbo Mortgages
Reverse Mortgages
Debt Consolidation
Details
- Year established: 2005
Highlights and features
- We have 15+ years of mortgage lending experience across thousands of transactions
- Licensed to serve clients in 15+ states including California and Texas
- Partner with realtors and home builders for localized market expertise
- Offer 10+ loan program types including FHA, VA, and reverse mortgages
- Provide free self-help tools to simplify loan decision-making
What people say
Effortless experience
Best loan products
Satisfied client
Professional expertise
Stress-free process
Services
Purchase Loans
Our purchase loan programs help first-time buyers and experienced homeowners acquire residential properties. We offer conventional loans, fixed-rate mortgages, and specialized programs for unique property types. Our team guides clients through pre-approval, underwriting, and closing processes while maintaining competitive rate structures.
Refinance Loans
Refinance solutions allow homeowners to optimize their mortgage terms through rate reductions, payment adjustments, or equity access. We provide cash-out refinancing, rate-and-term refinancing, and streamline options for existing mortgage holders seeking improved financial positioning.
FHA Loans
FHA-insured mortgage programs provide accessible homeownership opportunities with lower down payment requirements. Our specialists assist clients meeting specific eligibility criteria while ensuring compliance with federal housing administration guidelines for these popular loan products.
VA Loans
We offer VA-guaranteed loans for eligible military personnel, veterans, and surviving spouses. These programs feature competitive rates, no down payment requirements, and specialized underwriting considerations to support service members' homeownership goals.
Reverse Mortgages
Reverse mortgage programs enable qualified seniors to convert home equity into tax-free funds. We provide HECM-insured options with counseling requirements to ensure appropriate use of these financial tools for retirement planning purposes.
Questions
What types of mortgage loans do you offer?
We offer purchase loans, refinance loans, FHA loans, VA loans, jumbo mortgages, reverse mortgages, and debt consolidation programs.
How can I determine which loan program suits me best?
Our free self-help tools analyze your financial situation to recommend the most appropriate loan program for your needs.
Are you licensed to operate in my state?
We are licensed in 15+ states including California, Texas, Florida, Arizona, and Washington with active broker licenses.
What credit requirements apply to your mortgage programs?
Credit requirements vary by program but we work with clients across multiple credit profiles to find suitable solutions.
Can I refinance my existing mortgage with you?
Yes, we offer refinance options to lower rates, reduce payments, or access home equity through our streamlined process.