Business Details
19 Years
experience
Your Trusted Mortgage Partner in Bellaire, TX
HomeStart Capital has been serving Houston-area homebuyers and property investors since 2007. Our team of licensed mortgage professionals brings over 20 years of combined industry experience to every transaction. We specialize in residential mortgage lending with a focus on personalized service that prioritizes client satisfaction. Unlike traditional banks, we exclusively originate mortgage loans through a referral-based business model that ensures dedicated attention to each client's unique needs. Our services include competitive rate offerings, transparent closing cost guarantees, and comprehensive support throughout the entire loan process.We maintain strict professional standards through ongoing education requirements and rigorous compliance with state and national licensing regulations. Our commitment to excellence extends to providing weekly progress updates, direct access to loan officers, and tailored financing solutions for primary residences, investment properties, and construction projects.
Services
Home Purchase Loans
Mortgage Refinancing
Construction Loans
Investment Property Financing
Cash-Out Refinancing
Details
- Year established: 2007
Highlights and features
- Licensed mortgage professionals with 20+ years of combined experience
- Exclusive focus on mortgage lending ensures specialized expertise
- Transparent closing cost guarantees for all transactions
- Personalized service with direct access to loan officers
- Weekly progress updates throughout the loan process
Associations and certifications
- NMLS #329177
- NMLS #296180
- NMLS #357947
What people say
Saved $166,000
Knowledgeable loan officers
Transparent process
Personalized service
Services
Home Purchase Loans
We provide comprehensive financing solutions for primary residences and investment properties. Our licensed mortgage professionals guide clients through the entire purchase process from pre-approval to closing. With access to multiple lending networks, we help buyers secure competitive rates and favorable terms tailored to their specific financial situations.
Mortgage Refinancing
Our refinancing options help homeowners reduce monthly payments, consolidate debt, or access home equity. We offer rate-and-term refinancing and cash-out solutions with transparent cost structures. Our team specializes in converting adjustable-rate mortgages to stable fixed-rate options while ensuring clear communication throughout the process.
Construction Loans
We facilitate residential construction financing through one-time or two-time close options. Our specialized loans cover custom home building and major renovation projects. Borrowers benefit from interest-only payments during construction phases and flexible terms that accommodate various project timelines and budget requirements.
People
Daniel Jara
Founder
Licensed mortgage professional with over 15 years of Houston market experience. Established HomeStart Capital in 2007 after working with major mortgage brokers. Holds NMLS #296180 license.
Doris Roca
Mortgage Lender
Experienced loan officer specializing in residential mortgages. NMLS #357947 licensed professional with extensive knowledge of Houston real estate market. Committed to personalized client service throughout the mortgage process.
Questions
What mortgage services do you offer?
We provide home purchase loans, refinancing options, construction financing, investment property mortgages, and cash-out refinancing solutions.
Are your mortgage lenders licensed?
Yes, all our loan officers are state and nationally licensed professionals with ongoing education requirements.
How can I get pre-approved?
Complete our online pre-approval application or contact our team for personalized guidance through the pre-qualification process.
Do you offer construction financing?
Yes, we provide one-time and two-time close construction loans with flexible payment options during building phases.
What areas do you serve?
We primarily serve Houston and surrounding Texas communities from our Bellaire office location.
