Business Details
Trusted Mortgage Services for Home and Commercial Real Estate
At HK Lending, we specialize in residential and commercial real estate financing, combining over 30 years of collective experience to deliver personalized mortgage solutions. Our team prioritizes pre-underwritten approvals, ensuring clients receive accurate assessments without guesswork. We offer diverse loan programs including conventional, FHA, VA, and non-QM options tailored to individual financial needs. Our commitment to honest lending practices eliminates hidden fees while maintaining equal housing opportunities for all clients. With licensed operations in Texas, California, Louisiana, Georgia, and Florida, we provide nationwide commercial lending support.Our advisors focus on guiding clients through critical financial decisions, leveraging expertise to streamline complex transactions. We maintain strong partnerships with realtors and service providers to ensure seamless deal closures. Our track record demonstrates consistent on-time completions, supported by client testimonials highlighting exceptional communication and dedicated support. We differentiate ourselves through proactive problem-solving, including on-site closing assistance when needed. Our mission remains centered on making real estate ownership accessible while upholding the highest standards of professionalism and regulatory compliance.
Services
Residential Mortgages
Commercial Loans
FHA Loans
VA Loans
Non-QM Loans
Construction Financing
Debt Service Loans
Fix/Flip Financing
Highlights and features
- We provide pre-underwritten mortgage approvals for accurate assessments
- We offer diverse loan programs including conventional, FHA, VA, and non-QM options
- Our team has over 30 years of combined experience in real estate financing
- We maintain equal housing opportunity compliance and honest lending practices
- We specialize in nationwide commercial lending with state-specific residential licenses
Associations and certifications
- NMLS #1635307
What people say
Job well done
Smooth process
Personal attention
Timely communication
On-site closing assistance
Services
Residential Mortgages
We provide comprehensive residential mortgage solutions including conventional, FHA, and VA loan programs. Our process features pre-underwritten approvals to ensure accurate assessments. With licensed operations in multiple states, we help clients achieve homeownership while maintaining strict compliance with equal housing opportunity regulations.
Commercial Loans
Our commercial lending services cover nationwide transactions with specialized debt service (DSCR) loan options. We support investors and business owners seeking property financing through tailored solutions. Our experienced team navigates complex commercial real estate deals to ensure timely closings and regulatory compliance.
Non-QM Loans
We specialize in non-qualified mortgage (Non-QM) loans using bank statement documentation. This program serves clients with unique financial situations who may not qualify for traditional financing. Our approach combines flexibility with responsible lending practices to expand homeownership opportunities.
Construction Financing
Our construction loan programs include one-time close options for new home builds and major renovations. We support both residential and commercial construction projects with dedicated financing solutions. Our team coordinates with builders and contractors to ensure smooth funding throughout the construction process.
Fix/Flip Financing
We offer specialized financing for real estate investors purchasing properties for renovation and resale. Our fix/flip loan program supports investors with at least one non-owner occupied property. We streamline the approval process to help investors capitalize on market opportunities quickly.
Questions
What loan programs do you offer?
We offer conventional, FHA (203B and 203K), VA, one-time close construction, non-QM bank statement loans, debt service loans, and fix/flip financing options.
How does your pre-underwritten approval work?
Our pre-underwritten approval involves thorough documentation review to provide accurate loan assessments without guesswork, giving realtors confidence in our clients' financing.
In which states do you operate?
We're licensed for residential mortgages in Texas, California, Louisiana, Georgia, and Florida, with nationwide commercial lending capabilities.
Are there hidden fees?
No, we maintain transparent pricing with no hidden fees or games, ensuring clear understanding of all loan terms and conditions.
How long does the closing process take?
Our experienced team works efficiently to close deals on time, with transaction timelines varying based on individual circumstances and loan complexity.
