Business Details
9 Years
experience
Your Trusted Mortgage Partner in Cypress, TX
At Texas Family Mortgage, we believe in honesty and transparency throughout the mortgage process. Our owner, Kevin J. Force, brings decades of public service experience as a firefighter, Marine, and police officer to create a client-focused approach rooted in education rather than sales. Since 2017, we've specialized in helping first-time buyers and refinancers navigate mortgage options with personalized guidance. Our team prioritizes fair lending practices that reflect the values we instill in our families. We operate under strict regulatory oversight from the Texas Department of Savings and Mortgage Lending while maintaining national licensing through NMLS #1616402.Our recovery fund participation demonstrates commitment to client protection. With offices in Cypress, Texas, we serve clients across Texas and California. Our military veteran support programs recognize service members' unique needs. We maintain multiple communication channels including secure online applications and direct contact with our loan specialists. Our approach combines regulatory compliance with personalized education to help clients make informed financial decisions.
Services
Conventional Mortgage
FHA Mortgage
VA Mortgage
Non-QM Mortgages
Details
- Year established: 2017
Highlights and features
- We provide educational mortgage guidance from public service veterans
- Our team offers specialized programs for military veterans and first-time buyers
- We maintain strict compliance with state and federal mortgage regulations
- Our personalized approach focuses on long-term client financial health
- We offer transparent lending practices with recovery fund protection
Associations and certifications
- NMLS #1616402
- Texas Department of Savings and Mortgage Lending
What people say
Educated us
Saved me money
Right choice
Streamlined process
Personalized service
Services
Conventional Mortgage
Fixed or adjustable rate mortgages for borrowers with credit scores above 620. These loans offer standard terms for stable financial situations. Our team explains qualification requirements and helps determine if this conventional option suits your long-term goals.
FHA Mortgage
Low-down-payment mortgages insured by the Federal Housing Administration. Ideal for first-time buyers or those rebuilding credit. We guide clients through FHA requirements and help weigh benefits against potential insurance costs for informed decisions.
VA Mortgage
Zero-down-payment mortgages for military service members and veterans. These specialized loans include exclusive benefits like no private mortgage insurance. Our VA-certified specialists explain eligibility requirements and help maximize military service benefits during the homebuying process.
Non-QM Mortgages
Flexible underwriting options for unique financial situations outside standard guidelines. Designed for self-employed individuals or those with non-traditional income sources. We evaluate alternative documentation methods to help qualified borrowers achieve homeownership despite unconventional financial profiles.
People
Kevin J. Force
Owner & President
Former firefighter, Marine, and police officer with over 20 years public service experience. Transforms law enforcement ethics into mortgage transparency. Leads educational approach to lending while maintaining strict regulatory compliance.
Questions
What mortgage options do you offer?
We offer conventional, FHA, VA, and non-QM mortgages tailored to various credit profiles and financial situations.
How do you help first-time homebuyers?
We provide specialized guidance for first-time buyers, explaining loan options and helping navigate down payment requirements.
Do you offer military-specific mortgage programs?
Yes, we specialize in VA loans with zero down payment options for active duty personnel and veterans.
How can I apply for a mortgage?
Start with our secure online application or contact our Cypress office directly for personalized assistance.
Are you licensed to operate in multiple states?
We're licensed in Texas through SML and operate in California under our registered LLC name.
