Business Details
Your Trusted Mortgage Broker in New York & Pennsylvania
Artisan Mortgage is a premier mortgage brokerage firm serving New York and Pennsylvania, dedicated to providing tailored home financing solutions. With relationships spanning hundreds of mortgage programs and established lenders, we prioritize honesty, ethics, and professionalism in every client interaction. Our president, Jim Barry, brings over two decades of expertise in mortgage and real-estate investment products, ensuring clients receive loans suited to their unique needs. Operating from offices in Bay Shore, NY, and Hershey, PA, we serve clients from mid-state Pennsylvania to the greater Philadelphia and New York City areas.Our process emphasizes transparency, from prequalification to securing competitive rates, supported by a team of certified loan officers. We maintain industry accreditations, including an A+ BBB rating and memberships in the National Association of Mortgage Brokers. Our commitment to exceptional service has earned recognition as Long Island's Best Mortgage Company by Long Island Press. Clients benefit from streamlined processes, low wholesale rates, and personalized guidance through every stage of the mortgage journey.
Services
Mortgage Loans
Refinancing
FHA Loans
VA Loans
Bad Credit Loans
Highlights and features
- We offer over 20 years of mortgage industry experience with certified consultants.
- Our A+ BBB rating reflects our commitment to ethical business practices.
- We provide personalized loan solutions for first-time buyers, veterans, and those with bad credit.
- Our team includes licensed loan officers in New York and Pennsylvania with local market expertise.
- We streamline the mortgage process with competitive wholesale rates and transparent communication.
Associations and certifications
- Better Business Bureau
- National Association of Mortgage Brokers
- New York Association of Mortgage Brokers
- Association of Independent Mortgage Experts
What people say
Fantastic service
Process a breeze
Kept me informed
Diligent in rate negotiation
Absolute professional
Services
Mortgage Loans
Artisan Mortgage offers a full range of mortgage loan programs tailored to individual needs. Our services include conventional fixed-rate and adjustable-rate loans, government-backed FHA and VA mortgages, and specialized options for first-time buyers. With access to hundreds of lending partners, we ensure competitive rates and terms for primary residences, investment properties, and second homes across New York and Pennsylvania.
Refinancing
Our refinancing solutions help homeowners lower monthly payments, reduce loan terms, or access home equity. We provide cash-out refinancing for debt consolidation, rate-and-term adjustments, and government-backed programs like FHA and VA refinances. The process includes personalized rate analysis and streamlined documentation to maximize savings while maintaining financial stability for New York and Pennsylvania residents.
FHA Loans
FHA loan programs offer low down payment options (as low as 3.5%) for qualified buyers. These government-insured mortgages are ideal for first-time homebuyers, individuals with limited credit history, or those rebuilding financial standing. Artisan Mortgage guides clients through FHA 203k renovation loans and standard FHA programs, ensuring compliance with federal guidelines while securing favorable terms across New York and Pennsylvania markets.
VA Loans
VA loans provide 100% financing with no down payment requirements for eligible military veterans, active-duty personnel, and surviving spouses. Our team specializes in VA loan underwriting standards, ensuring seamless processing for primary residences. We assist clients with certificate of eligibility verification, rate comparisons, and closing cost assistance programs to support veterans' homeownership goals in New York and Pennsylvania.
Bad Credit Loans
We specialize in mortgage solutions for clients with imperfect credit histories. Our bad credit loan programs consider alternative documentation, debt-to-income ratios, and post-bankruptcy timelines. By partnering with lenders who evaluate holistic financial profiles, we help clients rebuild homeownership opportunities. Services include credit counseling resources, pre-underwriting assessments, and customized loan structures for New York and Pennsylvania residents seeking second chances.
People
Jim Barry
President/CEO
Certified Mortgage Consultant with over 20 years of experience in mortgage and real-estate investment products. Leads Artisan Mortgage's strategic direction while maintaining hands-on client engagement.
Dion Goolman
Senior Vice President
Licensed Pennsylvania mortgage expert specializing in state-specific loan programs. Focuses on matching clients with tailored mortgage solutions while ensuring regulatory compliance.
Debra A. Chiappetta
Senior Mortgage Consultant
Experienced New York-licensed loan officer known for exceptional client service. Specializes in guiding first-time homebuyers through complex mortgage processes.
Nathaniel Pratt
Senior Loan Originator
20-year mortgage industry veteran with expertise in residential lending. Focuses on transparent communication and competitive rate negotiation for New York clients.
Randi Hodella
Mortgage Loan Originator
Seasoned loan officer with decades of experience in mortgage lending. Specializes in serving repeat clients and complex financing scenarios across New York State.
Questions
What mortgage programs do you offer?
We provide conventional, FHA, VA, USDA, jumbo, reverse, and bad credit loans, along with specialized programs for first-time buyers and veterans.
Are you licensed in New York and Pennsylvania?
Yes, we're licensed by the New York State Department of Financial Services and Pennsylvania Department of Banking with multiple NMLS-registered offices.
How can I check current mortgage rates?
Call (833) 844-0141 or complete our online form for a free, no-obligation rate quote within 10 seconds.
Do you help clients with poor credit?
Yes, we specialize in bad credit mortgage solutions and work with lenders who consider alternative financial profiles.
What areas do you serve?
We serve all New York and Pennsylvania counties, including Long Island, Buffalo, Rochester, Philadelphia, and Pittsburgh metropolitan areas.
Can I refinance my existing mortgage?
Yes, we offer rate-and-term refinancing, cash-out options, and government loan refinances to help lower payments or access home equity.
