Business Details
26 Years
experience
Your Trusted Mortgage Broker in Dallas, TX
Founded in 2000, Stonebriar Mortgage has established itself as a trusted mortgage brokerage serving Texas and beyond. Our team specializes in connecting homebuyers and refinancers with competitive loan solutions tailored to their unique financial situations. With over two decades of experience in the Texas real estate market, we leverage a wide network of lenders to offer diverse mortgage products including FHA, VA, conventional, jumbo, and specialized loans for self-employed individuals and foreign nationals.Our process combines digital convenience with personalized guidance, ensuring clients receive no-obligation quotes, transparent communication, and expert support throughout their mortgage journey. We pride ourselves on overcoming common lending challenges like low credit scores and non-traditional income verification while maintaining some of the fastest approval timelines in the industry.
Services
FHA Loans
VA Loans
Conventional Loans
Jumbo Loans
Bank Statement Loans
Foreign National Loans
Super Jumbo Loans
First Time Homebuyer Loans
Refinance Services
Purchase Loans
Details
- Year established: 2000
Highlights and features
- We offer 25 years of Texas mortgage market expertise
- Our network provides access to 15+ specialized loan programs
- We deliver personalized service with no credit check required for initial quotes
- Our team maintains a 4.8-star client satisfaction rating
- We guarantee same-day approval processing for qualified applicants
What people say
Professional service
Competitive rates
Quick approvals
Personalized guidance
Stress-free process
Services
FHA Loans
Federal Housing Administration insured mortgages requiring as little as 3.5% down payment. Ideal for first-time homebuyers and those with lower credit scores, these loans offer flexible qualification standards while maintaining competitive interest rates through government backing.
VA Loans
Zero-down payment mortgages guaranteed by the Department of Veterans Affairs. Available to eligible military personnel and veterans, these loans provide favorable terms including no private mortgage insurance requirements and lenient credit score expectations for qualified applicants.
Bank Statement Loans
Specialized mortgage products for self-employed individuals and business owners. These loans use bank statements instead of traditional W-2 forms to verify income, making homeownership accessible for non-traditional earners while maintaining rigorous underwriting standards.
Jumbo Loans
Conforming loan amounts exceeding standard Fannie Mae and Freddie Mac limits. Designed for luxury property purchases or high-value real estate transactions, these mortgages maintain competitive rates while accommodating larger financing needs with strict credit requirements.
Refinance Services
Mortgage reevaluation programs to reduce monthly payments, shorten loan terms, or access home equity. Our brokers analyze current market conditions and client financial situations to determine optimal refinance timing and structure for Texas homeowners.
People
Mike Owen
President
Certified mortgage broker with 25+ years of Texas real estate market experience. Graduated from Texas Christian University in 1996 and founded Stonebriar Mortgage in 2000 after seven years at Landmark Mortgage.
Questions
What mortgage loan types do you offer?
We offer FHA, VA, conventional, jumbo, super jumbo, bank statement, foreign national, and first-time homebuyer loans for purchase or refinance needs.
Can self-employed individuals qualify for mortgages?
Yes, we specialize in bank statement loans that verify income through financial records instead of traditional W-2 forms for self-employed applicants.
Do you serve areas outside Dallas?
We serve all Texas major metropolitan areas including Austin, San Antonio, Houston, and surrounding communities with remote consultation options available.
How quickly can you process a mortgage?
Qualified applicants receive same-day approvals with typical closing timelines ranging from 28 days to 6 weeks depending on loan complexity.
What credit score is required for mortgage approval?
While requirements vary by loan type, we've successfully helped clients with scores as low as 580 secure competitive mortgage rates through specialized programs.
Can I refinance with bad credit?
Yes, our brokers evaluate each situation individually and have access to programs designed to help homeowners improve their mortgage terms despite credit challenges.
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